How to select an insurance agent to help you with your needs. You want to select an agent that will listen to your needs and help to formulate some options for you. They should be able to assist you review the coverage and share the pros and cons for each coverage. They should as well advise you to keep your current coverage if that is a better choice for your specific situation. We suggest working with an agent that is an independent broker, this allows them to have multiple products to share with you. There is no extra charge for working with an insurance agent, they are paid when you enroll in a plan. Have a question, we offer a free consultation to assist you with your insurance needs. Call us today to schedule your appointment.