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We have some suggestions for Maternity Coverage options with individual insurance. If you are looking for ways to get individual insurance coverage that will include maternity, we have found one plan in Texas that can offer the coverage.  Maternity can cost about $6000 – $8000 to have a baby.  This plan we have found offer maternity coverage with a HSA compatible plan that has a $2500 deductible and a 100/0 coinsurance.  If you plan your baby in a calendar year you can talk advantage of the plans $2500 max out of pocket.  The plan does allow for setting up a Health Savings Account that will allow you to deposit into the account $3250 annually for an individual to us for Health, Dental, or Vision needs.  The money deposited into the HSA account reduces your income by the amount contributed.  The money in an HSA account will grow tax deferred.  The money does roll over from year to year without the need to use it or loose it.  If you are interested in finding out more specifics on this plan that will cover maternity, please give us a call.

Here is a short video on the health insurance option that covers maternity.

Maternity Coverage for Individual Insurance Coverage – YouTube.

We can help you find the best option for your needs.  Give us a call when you are ready to talk about your options.

We always give guidance to our customers about the options to get individual coverage for children under age 19.  The health care reform has created some issues for the children looking to obtain coverage.  We have 4 option that can get them covered, include a parent with the child will allow you to get coverage from any major medical carrier.  If you do not have a way to include an adult with your child, you can look at the Texas Health Insurance Pool (managed by BCBS of TX), Preexisting Condition Insurance Plan (www.PCIP.gov).  If your income level allows you to have your children covered by Medicaid (Chips Medicaid) may be an option for coverage.  We know since health care reform this has created some issues, we may see things get easier as we roll into full health care reform in 2014.  We are not 100% sure how the reform will help to improve this issue.

Here is a short video on the few options for obtaining health insurance coverage for children under the age 19.  At age 19 all children can get their own individual policy.

How to cover your children with health insurance – YouTube.

Please let us know if we can assist you in your specific situation.  Give us a call or email to allow us to guide you.

I have found an interesting article on the effects of the wheat that has been genetically modified and how our bodies are having issues with it.  It is worth reading to see if some items may relate to you.  It could change your life and how you feel.  Many people are having trouble with Wheat and are dealing with other health issues due to continued eating of wheat.  If you try removing wheat from your diet, you just may feel better and some other conditions you may have may improve.  You may even find it easier to loose weight with removing wheat.  More interesting reading with Wheat Belly book you can get on Amazon.

Weight gain, acne, asthma, collapse . . . could it be wheat? | Wheat Belly Blog.