Prescription Drugs

In this post I will that we do spend time to check prescriptions are covered and some tools we use. We help clients with individual, group and Medicare Prescription Drugs needs to ensure that they are on the formulary list.  

Spending time reviewing to ensure that your prescriptions are covered is an import part of the process of selecting coverage.  Using tools to aid in ensuring you are getting the best costs on your medications.  The GoodRX.com application is a handy tool to look up a drug your doctor is prescribing.

The tool allows you to see retail pricing at pharmacies around your area.  GoodRX application for your prescription shares with you coupons available. GoodRX displays pricing at local pharmacies. Government sponsored plans (Medicare or Medicaid) they typically will not let you use the coupons. Some pharmacies will sometimes allow government sponsored plan members use the coupons.  Worth asking about at your pharmacy to see if they will let you.

Manufacturer copay cards can aid in lowering prescription pricing. The tool will as well share Patient Assistance Programs (PAP) that can help you get lower costs for expensive medications.  Some of the programs review your income and some do not.  We do spend time to try and assist you to find the best options to investigate.

Prescriptions are complex part of selecting health a plan – individual or group health insurance or Medicare prescription drug plans.  We work with you to understand your needs and guide you to the best options for your situation. There is no reason not to work with an agent to assist you.  We can make finding a solution easier for your leveraging our experience.